When you are ready to purchase a new home, a few essential steps will make your home buying experience simple and successful.
Ask people you know for recommendations on a trusted Realtor®. Search online for reviews and past sales.
Once you find a good Realtor®, they can recommend a loan officer who can help you access your financial health and get you pre-qualified for a home loan. Financing is a big part of the home buying process. Interest rates, loan terms, and special situations all contribute to the monthly mortgage cost.
When you have your pre-approval letter, it is time to sit down with your Realtor® to discuss what you are looking for in a home.
What are you looking for in a home? Make a list of must-haves and deal-breakers: ex: three bedrooms, two baths, no swimming pool - then make a list of features that would be extras, like acreage or a craft room. A list will help you stay focused and help ensure you get the house you need.